Shopify Payments for Ireland

Businesses based in Ireland can use Shopify Payments to accept Visa, Mastercard, Maestro, American Express, and UnionPay debit and credit cards.

Businesses in Ireland can also accept payments usingBancontact, andiDEAL．

Prohibited businesses

Some types of businesses and services are not permitted to use Shopify Payments. To see whether you can use Shopify Payments, check the list of prohibited business types forIreland．

More details can be found in the Shopify PaymentsTerms of Service(TOS).

Bank account requirements for Shopify Payments

Make sure that your bank account meets the following requirements before you connect it to Shopify Payments:

• The bank account is a full checking account (current account) with an EU or Ireland-based bank in EUR currency.
• The bank account is eligible for SEPA transfers.
• The bank account has an IBAN that starts with the following letters: AT, BE, CH, DE, DK, EE, ES, FI, FR, GB, GI, IE, IT, LU, NL, NO, PT, or SE.

Checking accounts that are set up to accept only wire transfers don't work with Shopify Payments. Savings accounts, flex-currency accounts, virtual accounts, and money-transferring services that mimic bank accounts aren't supported by Shopify Payments.

To confirm that your account can accept the transfer type listed for your region, contact your bank.

Information requirements for Shopify Payments

In response to regulations in different countries, you're required to provide information about you and your business. The information is collected to help identify merchants using Shopify Payments, including the beneficial owners of a particular corporate entity. The purpose of collecting this information is to comply with regulatory requirements designed to prevent money laundering, terrorist financing, and other financial crimes.

As local rules and regulations evolve, Shopify and its partners might contact you to collect additional information about you and your business. Thesestandard reviewscan occur at any time during the lifespan of your Shopify Payments account.

The information that Shopify is required to collect differs from country to country, but typically includes details about the following:

• the individual creating the Shopify Payments account
• the business associated with the Shopify Payments account
• the individuals who ultimately own or control the business, which includes the business owner or a senior executive with legal signing authority for the business

To help the verification process, when providing documents as evidence, ensure that your documentation:

• is clear and and large enough to read
• is correct, valid, and up-to-date
• is complete with all details visible
• is free of any errors or typos
• matches the information provided

Identity documents

Acceptable identity documents for merchants in Ireland include the following:

• Passport
• Driver license: scans of front and back are required
• National Age card: scans of front and back are required

For information about document file formats, and how to submit your documents, refer toSetting up Shopify Payments．

Address documents

Acceptable address documents for merchants in Ireland include the following:

• Driver license: scans of front and back are required
• Bank statement
• Utility bill
• Car insurance policy
• Home insurance policy
• Social insurance document
• Government-issued document
• Tax credit certificate (TCC)
• Statement of Liability from Revenue

For information about document file formats, and how to submit your documents, refer toSetting up Shopify Payments．

Company/entity documents

Acceptable company/entity documents for merchants in Ireland include the following:

• VAT registration
• Certificate of Registration
• Partnership agreement
• Certificate of Incorporation
• Articles of Association
• Companies Registration Office Commercial Register extract

For information about document file formats, and how to submit your documents, refer toSetting up Shopify Payments．

Beneficial ownership information

In response to requirements under European law, you're required to provide and verify beneficial ownership information for companies registered in Ireland. This information must be accurate and current.

To obtain the beneficial ownership information currently listed for your company, go to theCentral Register of Beneficial Ownership．c,你an verify and update the Beneficial Owner Report. If necessary, you can take a screenshot of the data to submit to Shopify.

Steps:

1. Log in to to theCentral Register of Beneficial Ownershipsite.
2. ClickNew Filingon the left side of the screen.
3. Search for your company in the search box, and then click your company.
4. Next toRegister Beneficial Ownership Details, clickOB欧宝娱乐APP．
5. SelectYesif you have either a PPSN (Personal Public Service Number) or RBO number, and then clickContinue．
6. Review your company details, which include your company name, company number, and beneficial owners. If you're authorized, and you need to modify your beneficial ownership information with RBO, then you can do so at this page.
7. Take a screenshot of this page. The screenshot must include the full company name and number, and the beneficial owners' names and dates of birth. The screenshot can be saved in .PNG or .JPG format.

For information about how to submit your documents, refer toSetting up Shopify Payments．

Accepting payments

In most countries, when your business is a sole proprietorship you're automatically set up to accept all major payment methods as soon as you create your Shopify store with Shopify Payments activated. Your card rate is based on your store's Shopify subscription plan, and you can change plans whenever you want.

Businesses in Ireland can accept Visa, Mastercard, Maestro, American Express, and UnionPay debit and credit cards.

Businesses in Ireland can also accept payments usingBancontact, andiDEAL．

Pay periods

Yourpay periodrefers to the amount of time between the date that a customer's payment is captured and the date that those funds are sent to your bank account. The date and time that a customer's payment is captured is recorded in UTC time. Funds from payments that are captured on Friday, Saturday, and Sunday are grouped and sent together as one payment.

In Ireland, the pay period is 3 business days. The minimum amount that can be paid out for Shopify Payments accounts in Ireland is 1 EUR. If there's a payout for less than this amount, then the payout stays in pending state until more funds are available to pay out.

Learn more aboutgetting paid with Shopify Payments．

Tax reporting

As a merchant, you are required to abide by all applicable regulations, including tax reporting. Depending on your jurisdiction, Shopify Payments might also be required to report your sales to the local tax authorities.

Shopify Payments fees don't include Value-Added Tax (VAT) for stores in Europe with the exception of Ireland. You may need to account for VAT at the local applicable tax rate on your VAT return. To get this information, you can either download a generated invoice, or export a file with your transaction information.

For stores in Ireland, 23% VAT is charged in addition to the Shopify Payments fees.

Download a generated invoice

You can download monthly invoices to submit with your tax claim. Each invoice includes the total VAT paid on transaction fees for all orders made in your store that month. This feature uses the UTC time zone, which might be different from your store's time zone. If you want a report that uses your store's time zone, then you can export a list of your store's transactions as a CSV file.

The invoice for each month is generated on the 5th of the following month. For example, the invoice for June is generated on July 5th. If you had no transactions with Shopify Payments for a certain month, then no invoice is generated for that month.

Steps:

1. 从你的Shopify admin, go toSettings>Payments．
2. In theShopify Paymentssection, clickView payouts．
3. ClickDocuments．
4. On theTax documentsdialog box, clickDownload PDFnext to the invoice that you want to download.

You can now submit this invoice with your tax claims.

Export transactions

You can export a list of your store's transactions as a CSV file. The CSV file includes a VAT column for European merchants.

Steps:

1. 从你的Shopify admin, go toSettings>Payments．
2. In theShopify Paymentssection, clickView payouts．
3. ClickTransactions．
4. ClickExport．ACSV filedownloads in your browser.
5. Open the CSV file in a spreadsheet editor.
6. The last column of the CSV file displays the amount of VAT collected on each transaction.
7. Use theSUMtool to calculate the total amount of VAT that you've collected.