Shopify Payments for Italy

Businesses based in Italy can use Shopify Payments to accept Visa, Mastercard, Maestro, American Express, and UnionPay debit and credit cards.

Businesses in Italy can also accept payments usingBancontact, andiDEAL.

Requirements for Shopify Payments

To use Shopify Payments, ensure that you can meet the following requirements.

Prohibited businesses

Some types of businesses and services are not permitted to use Shopify Payments. To see whether you can use Shopify Payments, check the list of prohibited business types forItaly.

More details can be found in the Shopify PaymentsTerms of Service(TOS).

Bank account requirements for Shopify Payments

Make sure that your bank account meets the following requirements before you connect it to Shopify Payments:

• The bank account is a checking account with an EU or Italy-based bank in EUR currency.
• The bank account is eligible for SEPA transfers.
• The bank account has an IBAN that starts with the following letters: AT, BE, CH, DE, DK, EE, ES, FI, FR, GB, GI, IE, IT, LT, LU, NL, NO, PL, PT, or SE.

Checking accounts that are set up to accept only wire transfers don't work with Shopify Payments. Savings accounts, flex-currency accounts, and money-transferring services that mimic bank accounts aren't supported by Shopify Payments. Although virtual bank accounts are supported, you might experience more payout failures with these accounts.

To confirm that your account can accept the transfer type listed for your region, contact your bank.

Personal information requirements for Shopify Payments

In response to regulations in different countries, you're required to provide information about you and your business. The information is collected to help identify merchants using Shopify Payments, including the beneficial owners of a particular corporate entity. The purpose of collecting this information is to comply with regulatory requirements designed to prevent money laundering, terrorist financing, and other financial crimes.

随着当地法规的发展,Shopify和its partners might contact you to collect additional information about you and your business. Thesestandard reviewscan occur at any time during the lifespan of your Shopify Payments account.

The information that Shopify is required to collect differs from country to country, but typically includes details about the following:

• the individual creating the Shopify Payments account
• the business associated with the Shopify Payments account
• the individuals who ultimately own or control the business, which includes the business owner or a senior executive with legal signing authority for the business

To help the verification process, when providing documents as evidence, ensure that your documentation:

• is clear and and large enough to read
• is correct, valid, and up-to-date
• is complete with all details visible
• is free of any errors or typos
• matches the information provided

Acceptable document types for individuals and businesses in Italy include the following.

身份证件:

• Passport
• Driver’s license: scans of front and back are required
• Identity card: scans of front and back are required
• Boat license
• Weapons license
• Pension book

Address documents:

• Residence certificate
• Utility bill
• Bank statement

Company/entity documents:

• VAT registration
• Company registration certificate
• Articles of incorporation
• By-laws-Memorandum
• Registers and lists of authorized entities
• Financial statements or equivalent documents

Accepting payments

In most countries, when your business is a sole proprietorship you're automatically set up to accept all major payment methods as soon as you create your Shopify store with Shopify Payments activated. Your card rate is based on your store's Shopify subscription plan, and you can change plans whenever you want.

Businesses in Italy can accept Visa, Mastercard, American Express, and UnionPay debit and credit cards.

Businesses in Italy can also accept payments usingBancontact, andiDEAL.

Pay periods

Yourpay periodrefers to the amount of time between the date that a customer's payment is captured and the date that those funds are sent to your bank account. The date and time that a customer's payment is captured is recorded in UTC time. Funds from payments that are captured on Friday, Saturday, and Sunday are grouped and sent together as one payment.

In Italy, the pay period is 3 business days. The minimum amount that can be paid out for Shopify Payments accounts in Italy is 1 EUR. If there's a payout for less than this amount, then the payout stays in pending state until more funds are available to pay out.

Learn more aboutgetting paid with Shopify Payments.

Tax reporting

As a merchant, you are required to abide by all applicable regulations, including tax reporting. Depending on your jurisdiction, Shopify Payments might also be required to report your sales to the local tax authorities.

Shopify Payments fees don't include Value-Added Tax (VAT) for stores in Europe with the exception of Ireland. You might need to account for VAT at the local applicable tax rate on your VAT return. To get this information, you can either download a generated invoice, or export a file with your transaction information.

For stores in Ireland, 23% VAT is charged in addition to the Shopify Payments fees.

Download a generated invoice

You can download monthly invoices to submit with your tax claim. Each invoice includes the total VAT paid on transaction fees for all orders made in your store that month. Generated invoices use the UTC time zone, which might be different from your store's time zone. If you want a report that uses your store's time zone, then you can export a list of your store's transactions as a CSV file.

The invoice for each month generates on the 5th of the following month. For example, the invoice for June generates on July 5th. If there aren't any transactions with Shopify Payments for a month, then no invoice generates for that month.

Steps:

1. 从你的Shopify admin, go toSettings>Payments.
2. In theShopify Paymentssection, clickView payouts.
3. ClickDocuments.
4. In theTax documentsdialog, for the invoice that you want to download, clickDownload PDF.

Export transactions

You can export a list of your store's transactions as a CSV file. The CSV file includes a VAT column for European merchants.

Steps:

1. 从你的Shopify admin, go toSettings>Payments.
2. In theShopify Paymentssection, clickView payouts.
3. ClickTransactions.
4. ClickExport. ACSV filedownloads in your browser.
5. Open the CSV file in a spreadsheet editor.
6. The last column of the CSV file displays the amount of VAT collected on each transaction.
7. Use theSUMtool to calculate the total amount of VAT that you've collected.