Shopify Capital
Business funding.
Your way.
Get the freedom to grow your business the way you want with fast funding and flexible payments through Shopify Capital.
Don’t have a Shopify store?
Fast, hassle-free application
Apply for funding with minimal paperwork and no personal credit checks.
Funds in days, not weeks
Receive funds within days if approved and use them as you see fit.
Automated payments
作为一个p偿还资金ercent of your store's daily sales, so payments flex with your business.
Peace of mind
Secure your offer at a fixed cost—no compounding interest, no surprises.
Your money, your moves
From buying inventory to ramping up your marketing efforts and hiring more staff, you decide how to use your business funds.
Hire who you need
Bring on experts or freelancers, compete for top talent, and increase your team’s productivity with the right people on board.
Beat backorders
Stock up on bestsellers, take advantage of bulk discounts, and get ready for seasonal sales without compromising your cash flow.
Stay competitive
Keep your ads running during peak seasons, optimize your online store for SEO, and promote your brand on social to reach more buyers and boost conversions.
“After I received my funding from Shopify Capital, I was able to use that money for marketing the next day.”
Riaz Surti | Hearthy Foods
“I just didn't want to deal with the whole process of going through traditional lending—I wanted to focus on the business. A traditional loan felt cumbersome and more restrictive. Shopify Capital has a different mentality to it. It's so easy.”
Tracey Hicks, Founder | All Things Real Estate
“I really love the flexibility of the repayment system of Shopify Capital. On busy days I repay more, and on slower days I repay less.”
Phoebe Yu | Ettitude