Shopify Capital
Funding made for entrepreneurs
Take control of your business with founder-friendly capital. Keep bestsellers in stock, amplify your marketing, build an a-list team, and more.
Powering businesses like yours
- $4.5B+ funded
- to Shopify merchants
- Up to $2M offers*
- if eligible, with options to renew
- 0% equity
- no stake taken—ever
The Shopify Capital solution—designed for entrepreneurs at any stage
Take advantage of proactive funding
Apply online in just a few clicks
Get your funds in days, not weeks
Pay as your business scales
Funding that flexes to your business’ everyday needs
Make your next move with funding as agile as your business. From inventory and marketing to payroll and more—use your funds, your way.
Stay fully-stocked with inventory financing
Power brand love with marketing financing
Build an A-list team with payroll funding
Business funding the way it should be
| Features | ||
|---|---|---|
| Funds deposited directly into your account | Shopify Capital
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Traditional Loans
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| Real-time offers based on your sales (funding up to $2M) | Shopify Capital
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Traditional Loans
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| No personal credit checks, no compounding interest, no surprises | Shopify Capital
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Traditional Loans
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| Simple, hassle-free application in just a few clicks | Shopify Capital
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Traditional Loans
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| Funding in as quick as two days if approved | Shopify Capital
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Traditional Loans
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| Top-up and renew funding early | Shopify Capital
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Traditional Loans
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| Flexible, automated payments from your store’s sales | Shopify Capital
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Traditional Loans
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| Fully-integrated solution, so you can run your business from one place | Shopify Capital
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Traditional Loans
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Renewing Capital
Keep the momentum going
Want more? You could be eligible for additional funding before you’ve fully paid back the current round. Payments won't start until you pay off your balance. No double charges—period.
What real merchants say about Shopify Capital
Shopify doesn’t judge you. They don’t look at your credit score. It’s totally up to your sales. Through Shopify Capital, they give you what they think you need and can pay back in a reasonable timeframe.
Zakia Torres
Founder, Quartz & Rainbows
We’ve got your back
Shopify Capital
Learn more about funding your business through Shopify Capital.
Visit the help center
Shopify Capital
Own your business’ journey
From startup to scale up, you call the shots. Check if you're eligible and apply for founder-friendly capital today.
Frequently asked questions
- *Offers for eligible merchants are made in their local currency.
- †Results may vary for every merchant.